All of these free online budgeting and personal financial management applications are easy to use with popular web browsers like Firefox, Chrome and Internet Explorer. These apps effectively track financial accounts, show accounts on one page and maintain a budget. Unique features that set each financial app apart are highlighted in the individual descriptions below, and you can see what they look like in the slide show on the left.
1. Yodlee MoneyCenter
Yodlee has been around for quite few years and recently was updated to make it more customizable. MoneyCenter can be shared with another person to make tracking household expenses easier, and it offers free online billpay for just about any payee. Another perk is that Yodlee can track credit card points, cash back balances and frequent flyer miles, and has a tax planner from H&R Block. Yodlee has an app for iOS and Android, but it will set you back $3.99.
Buxfer will download transactions each night from a long list of financial institutions, but if you don’t want to store your online banking passwords on their servers, you can download transactions when you log in while storing your user names and passwords on your computer. Buxfer’s most unique feature is that you can share expenses with individuals (like room mates) and groups that you may split bills with and need to collect. Buxfer can be accessed from smart phones and has a demo so you can try it before signing up.
Along with the usual personal finance management features, Adaptu offers an online community where questions are asked and answered and experiences are shared so users can learn from one another. Adaptu supports investment accounts and includes the Investor Center with market news and stock tracking. Adaptu has a free iPhone app.
Mint has grown enormously in popularity over the past few years. The visual savings goals are a nice touch and Mint support investments while pointing out brokerage fees that may otherwise go unnoticed. Mint provides recommendations for banking services, credit cards and loans to help you save on interest. Mint has free Android and iOS apps.
- Mint Review
If you aren’t entirely comfortable with downloading transactions from banks and other financial institutions, consider Budgetpulse. Transactions can be imported from most online banking sites and from most financial software and spreadsheets, or enter transactions manually. Budgetpulse can be set up with any currency, however, it does not appear to multiple currencies. There’s also a unique fund raising feature that lets you collect through PayPal or Amazon.
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