According to a Federal Reserve’s report on consumer credit, as of May 2011, the total U.S. consumer debt has equaled $2.43 trillion. The average credit card debt per household has escalated to $15,799 and the average number of credit cards per cardholder is 3.5. The statistics hold the proof that money management knowledge is not only lacking, but completely ignored. We are in a world of instant gratification. A world that buys what they want when they see it and holds responsibility for it later.
Life Skill$ Academy creator, Dianne Samonas, is the new face of money management. Her passion for accounting and finance has developed into far more than an interest, but a means of life. Samonas took courses in accounting, personal finance, became certified in “Teaching Money Management,” received a “Teacher’s Training” certificate and graduated from the Dave Ramsey’s “Financial Peace University.” Two and a half years and 75 books later, Dianne Samonas, is taking her act to the streets and speaking up about credit, debt, and money management around the Burbank area.
Samonas, who always took care of her own finances while living on her own, transferred the responsibility to her husband once married. “I didn’t even realize that we never discussed money or savings for things when our boys were young,” says Samonas. “I realized that I would be totally lost financially if anything happened to my husband.” As a result, Life Skill$ Academy was born. Her only goal being to educate young people on how money affects their every day lives. “If we can teach our children good money habits, and healthy attitudes with how the cycle of earning money, and the patience of saving for things they want, works, we will be setting them up for a much easier life for their adulthood
The most recent workshop that Samonas has created is her presentation “Master Your Cards,” which occurs every Monday from 7:30-8:30pm. The seminar is located at 1819 W. Verdugo, Burbank 91505 and costs $35.00 for one hour. The workshop is geared towards high school students and covers everything from types of credit, understanding credit, debit vs. credit, store cards, building credit, and credit reports. Samonas has created a lesson plan that is easy to understand, covers all aspects of credit, and is guaranteed to open your mind to the world of debt. Her talk is honest, eye-opening, and awakening. This seminar should be mandatory to all high school students. This is the seminar that could enlighten a generation.
For more information on Life Skill$ Academy, please visit Dianne’s website at www.lifeskillsacademy.info.